Investing News

Virtually everyone has suffered a loss at one time or another from either a casualty disturbance of some sort, which can be covered by casualty insurance, or outright theft. Tornadoes, earthquakes, fires, hurricanes, and other natural disasters cost both taxpayers and insurance companies billions of dollars in losses each year. Thefts—particularly car theft and burglaries

Rates on 30-year mortgages marked time Thursday, holding steady after more than a week of rising and falling in big movements. Rate changes were mixed across other loan types. Today’s National Mortgage Rate Averages After taking a wild ride over the last eight days, rates on 30-year mortgages paused Thursday, holding at 5.42%. The volatile

Every bank-related financial transaction requires two critical pieces of information to identify customers: the routing number and the account number, both of which are assigned when you open an account. You can find both of these on the bottom of paper checks, and these numbers are also needed when you do electronic bank transfers or wires

Having a baby can be an exciting time, but it can also carry significant expenses, depending on what kind of insurance coverage or assistance you have. Many pregnant people can find support through Supplemental Security Income (SSI), which is an income program for low-income people with disabilities, and Medicaid, which is an insurance program for

You found the perfect car, priced well below what you expected. Before sealing the deal, you look up the car’s information and to your surprise find that the car has a branded title. What does that mean, and is this a deal killer? A branded title indicates that the car had extensive damage, issues with

Buy now, pay later (BNPL) is a financing method that more Americans are using to make discretionary purchases, especially online ones. In fact, at least 39% of consumers have tried this option, also known as a point of sale installment loan, at least once, according to a 2021 survey from The Strawhecker Group. One of

In its latest results, Disney said it added 14.4 million subscribers to Disney+ in the fiscal third quarter, bringing total subscribers to 152.1 million—higher than the 147 million analysts had expected. However, at the same time, its direct-to-consumer division, which includes the streaming units, lost more money than in previous years. According to Disney, rising production costs

Enterprise Resource Planning (ERP) solutions are vital for all kinds of companies, especially those that are growing or very large. Companies look to software providers for help in managing all kinds of enterprise resources. Some of the biggest needs fall in the categories of accounting, financial analysis, human resource management, client relations, manufacturing, supply chain, and

What Is the Department of Housing and Urban Development (HUD)? The purpose of the U.S. Department of Housing and Urban Development (HUD) is to provide housing and community development assistance and to make sure everyone has access to “fair and equal” housing. To achieve these goals, HUD runs or participates in many programs intended to

Key Takeaways Ethereum is closer to switching from Proof-of-Work (PoW) to Proof-of-Stake (PoS) model.  The network’s third and final testnet, Goerli, successfully transitioned to PoS on August 11, 2022.  Ether rose 14% in 24 hours following news of the successful final merge. To transition from Proof-of-Work (PoW) to Proof-of-Stake (PoS), Ethereum finalized the third (and

Rent or buy? It’s a big decision, particularly for young professionals as they launch their careers and begin shaping their long-term financial plan. A July 2022 IPropertyManagement report found that more than 100 million Americans rent their homes and nearly 35% of them are under the age of 35, but that doesn’t mean they’re taking

Tesla, Inc. (TSLA) CEO Elon Musk offloaded nearly $7 billion worth of shares in the company to build a cash stockpile for his legal battle with microblogging site Twitter, Inc. (TWTR), according to Securities and Exchange Commission (SEC) filings published on Tuesday, Aug. 9. Key Takeaways Elon Musk sold nearly $7 billion worth of Tesla

Rates across mortgage types dropped substantially Wednesday, with the 30-year average moving almost a quarter percentage point lower. Rates have swung in dramatic movements for the past week. Today’s National Mortgage Rate Averages Rates on 30-year mortgages moved lower Wednesday, declining 22 basis points for a three-day descent of 40 points. It continues a pattern

Today, the 401(k) is a standard way that Americans save for retirement. Because these plans provide tax benefits and a potential employer match, many investors aim to “max out” their contributions, or contribute up to the IRS annual limit. For 2022, the contribution limit is $20,500 per year for workers under age 50, and $27,000

Apple Pay is a mobile payment system that is in use by an estimated 45.4 million users in the US. An article from Oberlo forecasts that the number will grow to an estimated 56.7 million in 2026. Key Takeaways Apple Pay is certainly safer than cash and it has more safety features than credit cards.

On Tuesday, VantageScore Solutions LLC said that it would stop including medical bills that have been sent to collections in its credit scoring model, according to a report from the Wall Street Journal. The VantageScore, which was created as a joint venture between the major credit reporting agencies, is not used as widely as the

Key Takeaways The number of Disney+ subscribers came in about 4.6 million above estimates. Disney+ is Disney’s video streaming service and has grown rapidly since it first launched in late 2019, but the pace of growth has slowed dramatically. Revenue also beat analyst predictions. Source: Predictions based on analysts’ consensus from Visible Alpha Disney (DIS) Financial

Death and debt—they’re the last things you want to think about. Unfortunately, they are tied together. Nearly 75% of Americans die with outstanding debt, such as credit card balances, mortgages, auto loans, and student loans. How that debt is handled after death depends on the type of debt and where the person lived. Here’s what you need

PayPal (PYPL) is almost synonymous with online payments, but it is not alone in the growing digital money space. Nearly every consumer market is moving online. For example, consider how Amazon overtook Walmart as the world’s largest retailer. Consumers are turning to online payment systems in record numbers every year. The industry for online payment

Tesla, Inc., formerly known as Tesla Motors, has grown since its IPO a decade ago into one of the world’s biggest producers of electric vehicles under the leadership of CEO Elon Musk. The company sells cars, SUVs, and trucks. In addition to electric vehicles, it has expanded into energy generation and storage systems. Tesla joined the S&P