If you’re interested in earning more in your line of work, changing jobs may be your best tactic. The average worker can expect a salary increase of only 3.4% in 2022, according to a survey by Willis Towers Watson. With inflation topping 8%, that raise doesn’t feel so rich anymore. So what’s a worker to
Investing News
The popularity of cryptocurrencies has grown among the masses in recent years. It’s even got some people thinking they’re a good investment for retirement. In fact, according to the 2022 Investopedia Financial Literacy Survey, about one-third of investors under the age of 55 plan to rely on cryptocurrency during retirement. This might sound like a
The national debt level of the United States is a measurement of how much the federal government owes its creditors. Specifically, the national debt is a term referring to the level of federal debt held by the public, as opposed to the debt held by the government itself. Since the U.S. government almost always spends more than
Retirement planning involves identifying expenses, sources of income, and saving enough money to cover a certain percentage of your living expenses. However, there are a few expenses that might not be on your radar. Living expenses might be lower in retirement versus working years, while other expenses may stay the same. However, some costs might
Birth control is vital to a person’s overall health. According to the Centers for Disease Control and Prevention (CDC), more than 65.3% of all U.S. women aged 15-44 use some form of birth control. “The average cost of birth control in the U.S. varies depending on the type of contraceptive and insurance coverage. Out-of-pocket yearly
Research shows that female fertility starts to decline around age 30, and that decline accelerates around age 35. Egg-freezing, also known as oocyte cryopreservation, is a fertility strategy that allows people to preserve high-quality and younger eggs to pursue childrearing later in life. Unfortunately, the entire process, which includes extracting, freezing, and storing the eggs,
The funding mechanism for the Consumer Financial Protection Bureau (CFPB) has been ruled unconstitutional by the 5th U.S. Circuit Court of Appeals. Rather than receiving funding directly from Congress via appropriations legislation, the consumer watchdog agency receives its funding from the Federal Reserve. The ruling is a victory for a payday lending group that brought
Key Takeaways Shares of Snap fell more than 28% following its financial report. Revenue growth slowed even as daily active users beat analyst estimates. Advertising sputters, reducing company’s main source of revenue. Citing operating environment uncertainties, Snap didn’t provide guidance for the last quarter of the year. Source: Predictions based on analysts’ consensus from Visible Alpha
Medicare provides healthcare coverage for many Americans age 65 or older. As of August 2022, an estimated 64.5 million people were enrolled in Medicare parts A or B, while another 29.1 million had a private Medicare Advantage plan. The annual Medicare open enrollment period gives beneficiaries an opportunity to make changes in their coverage. Knowing
As Americans face an unprecedented array of challenges as investors, new parents, and health care consumers, it’s time for a more flexible playbook that encourages incremental improvement and resilience, said speakers at the second annual Your Money, Your Health conference. Key Takeaways Investors optimistic about cryptocurrencies and stocks in early 2022 have faced a rude
Key Takeaways Analysts estimate adjusted EPS of $0.47 vs. $0.57 in Q3 FY 2021. Aviation revenue is expected to grow at the second-fastest place in at least four years. Aviation will be GE’s sole business by 2024 after the conglomerate spins off healthcare, power, renewable energy and other units. General Electric Co. (GE), the once-dominant
Financial markets mostly shrugged Thursday after U.K. Prime Minister Liz Truss said she will resign next week amid a Conservative Party revolt against her leadership. It was a far cry from the market response to the Truss government’s initial fiscal blueprint, which sent the British pound to a record low against the U.S. dollar, prompted
Medicare imposes penalties on people who don’t sign up for the program’s health insurance before enrollment deadlines by charging them higher premiums, often permanently. You can avoid penalties by signing up for Medicare Part D—prescription drug coverage—when you first become eligible. However, not everyone needs Medicare at age 65, and in many cases, a person
A Wisconsin taxpayers’ group asked the Supreme Court to block President Joe Biden’s student debt relief program, just days after the application was officially launched. Key Takeaways The BTCA’s Journey The Brown County Taxpayers Association filed a lawsuit earlier this month in Eastern Wisconsin’s Federal District Court against President Biden and U.S. Department of Education
JPMorgan (JPM) named Aaron Iovine, the former head of policy and regulatory affairs at bankrupt cryptocurrency lender Celsius Network, to run crypto regulatory policy, less than a month after CEO Jamie Dimon called the asset class “decentralized Ponzi schemes.” What You Need to Know JPMorgan has hired Aaron Iovine as its new head of crypto regulatory policy.
Key Takeaways American Airlines’ load factor came in below analyst predictions. Load factor measures the percentage of seating capacity being filled by paying passengers. It fell sharply in FY 2020 amid the COVID-19 pandemic and related travel restrictions. Earnings and revenue beat expectations by a wide margin. Source: Predictions based on analysts’ consensus from Visible Alpha
After spiking last week to 7.55%, the 30-year average first retreated about a third of a percentage point, but has now jumped back up to 7.47%. Today’s National Mortgage Rate Averages After registering a 20-year high of 7.55% last Thursday, but then retreating to 7.22% this week, 30-year mortgage rates are back on the rise.
Singapore’s low taxes and other incentives for foreign investors qualify it as a tax haven. Resident taxpayers pay a progressive tax on personal income, with a top marginal rate of 22%. As of the 2019 tax year, the highest tax bracket is defined as incomes above S$320,000 (Singapore dollars or SGD). Generally, it does not
Key Takeaways Analysts estimate adjusted EPS of -$0.02 vs. $0.17 in Q3 FY 2021. The number of average daily active users is expected to have risen at the slowest rate in more than two years. Revenue growth also seen slowing. Snap Inc. (SNAP), owner of the 12th-largest social media platform by users, will probably say
Key Takeaways Tesla produced 365,923 vehicles in Q3, an increase of almost 54% compared from the year-ago quarter and above analyst predictions. Tesla made more vehicles than it delivered, signaling a potential backlog. Tesla’s profit beat analyst estimates, while revenue came in below predictions. Tesla (TSLA) Financial Results: Analysis Tesla Inc. (TSLA), the world’s largest
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